The Indian Government has started a welfare scheme called Pradhan Mantri Jeevan Jyoti Bima Yojana 2024. It is a one-year cover term life insurance scheme that provides life insurance coverage for death due to any cause. Interested applicants can apply online and can take the benefit of the scheme easily. One can read the complete details like the new update done in the scheme, Eligibility, Documents, Benefits, etc.
Pradhan Mantri Jeevan Jyoti Bima Yojana 2024
The Department of Financial Services functions all the insurance schemes started by the government. The government launched the Pradhan Mantri Jeevan Jyoti Bima Yojana on 09th May 2015 and millions of people get the advantage of the insurance scheme. Under this scheme, the government offers death coverage due to any reason for the premium payable of Rs 436 per year per subscriber. Customers have to renew the scheme every year as it is valid for one year only.
| Article Name | Pradhan Mantri Jeevan Jyoti Bima Yojana 2024 |
| Launched By | Government Of India |
| Mode | Online/Offline |
| Benefit | Rs 2 lakh will be given in case of death due to any reason. |
| Beneficiaries | Indian Citizens |
| Premium Payable | June, July, and August (Annual premium of Rs. 436). September, October, and November (3 quarters of premium of Rs 342). December, January, and February (2 quarters of premium of Rs 228). March, April, and, May (1 Quarterly premium of Rs 114). |
| Official Website | www.jansuraksha.gov.in |
Once the applicant has registered for the scheme, the amount will be debited automatically from the bank account. Applicants who are between 18 to 50 years old can apply online for the scheme and can get the advantages.
Pradhan Mantri Jeevan Jyoti Bima Yojana Apply Online
Pradhan Mantri Jeevan Jyoti Bima Scheme is administered through LIC and other life insurance companies. It is an insurance scheme launched by the central government in which citizens who enrolled in the scheme will get Rs 2 lakh in case of any mishap or death.
Applicants can apply for the scheme online or offline from the nearest bank or post office. Customers who prefer online services can download the application form from its official website which is www.jansuraksha.gov.in. After downloading the application form fill in all the entries carefully and with the hard copy of the documents submit it to the bank you have an account opened.
Benefits Of PMJJBY
- Applicants’ families will receive Rs 2 lakh in case of the customer’s death.
- It amount will be credited within 30 days of the claim.
- It will help financially in difficult times or in emergencies.
Pradhan Mantri Jeevan Jyoti Bima Scheme Eligibility Criteria
To apply for the PMJJBY there are certain eligibilities that applicants have to follow while enrolling in the scheme.
- Applicants’ age should be between 18 to 50 years.
- Customers have to renew their insurance every year.
- Applicants’ Aadhar and mobile numbers should be linked with their bank accounts.
- One must have a private or government bank account.
Steps To Apply Online For Pradhan Mantri Jeevan Jyoti Bima Yojana
To Apply Online For Pradhan Mantri Jeevan Jyoti Bima Yojana applicants can follow the steps listed below.
- Visit the PMJJBY official website which is www.jansuraksha.gov.in.
- After that click on the forms option.
- Then a new tab will open in which click on the Application Form option.
- Download the Application Form.pdf.
- Take a printout of the form.
- Fill out the necessary details.
- Attach the documents in hard copy and submit them to the bank account.
- After the verification process, you will be informed through SMS.
Documents Required For Pradhan Mantri Jeevan Jyoti Bima Yojana
- Applicants Aadhar Card
- Bank Account Number
- PAN Card
- Mobile Number
- Passport size photo
Check Pradhan Mantri Jeevan Jyoti Bima Yojana Status
Check the application status from Pradhan Mantri Jeevan Jyoti Bima Yojana’s official website which is mentioned here. Applicants can check their status by entering their Application ID/mobile number/Aadhar number, etc. Applicants whose form is approved by the government will avail the benefit of the scheme.
Visit Sarkari Yojana For More Updates.